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In this free eBook you'll learn...

How to avoid the Tax Deferral Trap. The true difference between paying now or paying later.

This free eBook removes the guesswork to retirement and helps you plan for a life of freedom.

Download the free book now:

A RETIREMENT BOOK BY:

John Gardner

"Don't wait until it's too late!"

In this eBook You'll Also Learn:

The real story about deferring taxation and your income future.

Tax Deferred is not Tax Exempt or Tax Free

An alternative idea "income independance"!

Learn how to break free from the Herd Mentality around money and wealth. Become an independent thinker.

About the author:

John has over 30 years of experience in financial services, finance, and strategic business consulting. He is the founder of Financial Convergence.

He is passionate about helping families and businesses establish financial capacity that creates financial freedom and gives rise to legacy. One of his primary goals is to help develop influential people who make decisions from a position of strength instead of ambiguity. His focus is educational empowerment and working with families to help them establish, achieve, and celebrate their “Income Independence Day.” There is no greater reward than partnering with families to be income independent, so they get to thrive for generations. John loves to create space that supports independent thinking that promotes financial freedom. He holds the designation of Certified Financial Education Professional - CFEP. 

He is passionate about helping families and businesses establish financial capacity that creates freedom and gives rise to legacy. One of his primary goals is to help establish powerful people who make decisions from a position of strength instead of necessity or ambiguity. His focus is educational empowerment and working with families to help them establish, achieve and celebrate their “Income Independence Day.”  There is no greater reward than partnering with families to be income independent so they get to thrive for generations. Education, Coaching and Teaching are paramount to empowering families. He holds the designation of Certified Financial Education Professional - CFEP John loves investing into life experiences with family and friends. One major highlight these days are his 3, soon to be 4, Grandchildren.

Download the FREE eBook Now:

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It ain’t what you don’t know that gets you into trouble. It’s what you know for sure that just ain’t so. ”



MARK TWAIN

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